By using this site, you agree to the following Terms of Use (ToU). If you do not agree to the Underwords terms and conditions set forth below, please exit the site immediately. Your access to and use of this site are subject to the legal terms and conditions contained herein. By accessing and using this site, you accept these terms and conditions, without limitation or qualification. Underwords Publishing may modify these ToU at any time, without prior notice.

Welcome to Underwords. The content on www.Underwords.com (the "Site") is general information of interest, which is provided "as is" without any warranties of any kind, express or implied. While we have made every attempt to ensure that the content contained on this Site is complete, timely, and accurate, we make no representation or warranty of any kind with respect to the Site and the content provided herein. We may change the content at any time without notice and will not be liable for errors or omissions in the content. You acknowledge that the Site contains copyrighted materials as well as trademarks and service marks that are owned by Underwords or third parties.

Nothing contained in this Site shall be construed as conferring any right to any copyright, trademark, or other proprietary interest of Underwords or any third party. You agree not to infringe upon any copyright, trademark, service mark, or patent right. You also agree that you will not alter or remove any copyright, trademark, or any other notice from any authorized copy of the content on this Site. 

Certain links in this Site connect to Web sites maintained by third parties. We make no representations or warranties as to any content contained in these third party sites and take no responsibility for such sites. Our link to another site is not an endorsement of that site.

In no event will Underwords be liable for any damages, expenses or losses, including without limitation direct, indirect, consequential, special, incidental, or punitive damages resulting from or caused by the use of this Site or the information, the publications, the books/Ebooks and products herein (or any information on a linked Web site); the inability to use this Site or the information herein; any delay in operation or transmission; communication line or system failure.

Through our internet sites, or any other Web site owned, operated, licensed, or controlled by Underwords (collectively referred to as the "UNDERWORDS Web Sites"), we provide clients, worksite employees, and guest users (each a "User") with access to a variety of online resources. We do this both through the Underwords Web Sites and by linking to Web sites of companies with which we work. We call these companies our "business partners." The term "UNDERWORDS" (or "we" and "us") includes Underwords and all of the subsidiaries and affiliates of Underwords . In order to use the UNDERWORDS Web Sites, you must obtain access to the World Wide Web, either directly or through devices that access Web-based content, and pay any service fees associated with such access. In addition, you must provide all equipment and software necessary to make a connection to the World Wide Web, including a computer and modem or other access device, and a World Wide Web browser. These ToU pertain to a User's use of a UNDERWORDS Web Site and do not supersede a Professional Services Agreement (or similar agreement) executed between the User and Underwords.

UNDERWORDS' PROPRIETARY RIGHTS, COPYRIGHT AND TRADEMARK INFORMATION

All content on the UNDERWORDS Web Sites, including text, graphics, images, and any software used in connection with them, are the property of UNDERWORDS, its content suppliers and/or business partners, and are protected by U.S. and international copyright laws.

Permission is hereby granted to print in hard copy portions of UNDERWORDS Web Sites for authorized purposes. Any other use of any portion of a UNDERWORDS Web Site, including reproduction for purposes other than those specified herein, modification, distribution, or publication, are expressly prohibited without the prior written permission of UNDERWORDS. UNDERWORDS, the UNDERWORDS logo, and other trademarks and service marks used at the UNDERWORDS Web Sites, are the trademarks of UNDERWORDS and may not be used without UNDERWORDS' written permission and adherence to UNDERWORDS' branding guidelines. All other trademarks not owned by UNDERWORDS that may appear at a UNDERWORDS Web Site are the property of their respective owners.

UNDERWORDS does not bear any relation with other similarly-named companies or individuals such as Underword (without "s"), Underworld / Underworlds (with "l"), Under-Word / Under-Words (separate words). If you have reason to believe that any person, company or business has violated UNDERWORDS' trademark rights or infringed UNDERWORDS' copyright-protected material, please notify UNDERWORDS or the Web site administrator.

DISCLAIMER

THE UNDERWORDS WEB SITES ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. UNDERWORDS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. UNDERWORDS DOES NOT WARRANT THAT THE UNDERWORDS WEB SITES WILL OPERATE UNINTERRUPTED OR BE ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT UNDERWORDS WEB SITES OR THE SERVERS THAT MAKES A SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. UNDERWORDS DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF UNDERWORDS WEB SITES, PUBLICATIONS, BOOKS, EBOOKS OR OTHER PRODUCTS IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT UNDERWORDS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

UNDERWORDS DOES NOT WARRANT THAT YOUR ACTIVITIES OR USE OF A UNDERWORDS WEB SITE OR PRODUCT ARE LAWFUL IN ANY PARTICULAR JURISDICTION AND, IN ANY EVENT, SPECIFICALLY DISCLAIMS SUCH WARRANTIES. YOU UNDERSTAND THAT BY USING A UNDERWORDS WEB SITE OR PRODUCT, YOU ACT AT YOUR OWN RISK, AND YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE A UNDERWORDS WEB SITE.

THE CONTENTS OF THE UNDERWORDS WEBSITES, PUBLICATIONS, BOOKS, EBOOKS AND OTHER PRODUCTS ARE INTENDED TO ADULT AUDIENCES ONLY. ANYONE USING ANY OF THE TECHNIQUES, GIMMICKS AND/OR IDEAS DESCRIBED IN THE UNDERWORDS WEBSITES AND/OR PRODUCTS, BOOKS OR EBOOKS DOES SO ENTIRELY AT HIS/HER OWN RISK: UNDERWORDS AND ITS AUTHORS CANNOT BE HELD LIABLE FOR ANY LOSS, DAMAGE OR INJURY WHETHER CAUSED OR SUFFERED BY SUCH USE OR OTHERWISE.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES SHALL UNDERWORDS BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT ARISE OR RESULT FROM THE USE OF, OR THE INABILITY TO USE, A UNDERWORDS WEB SITE OR PRODUCT, EVEN IF UNDERWORDS OR A UNDERWORDS AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF WHETHER SUCH DAMAGES ARISE UNDER CONTRACT, TORT OR NEGLIGENCE CLAIMS. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH A UNDERWORDS WEB SITE OR PRODUCT, YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE TO CEASE USE OF THE WEB SITE.

INDEMNITY

You agree to indemnify UNDERWORDS, its directors, officers, employees and agents, against, and UNDERWORDS agrees to control, any litigation, negotiations, discussions, settlements or associated dealings, for any claims, demands, penalties, fines, liabilities, attorneys' fees, court costs, legal expenses and causes of action of any nature, whether civil or criminal, that may arise either directly or indirectly as a result of your use of a UNDERWORDS Web Site or Product.

EXTERNAL LINKS

The UNDERWORDS Web Sites may contain links to other World Wide Web sites. If you click on these links, you will be re-directed to third-party web sites, which are neither owned nor controlled by UNDERWORDS. UNDERWORDS makes no warranty, express or implied, with respect to the use of the links provided, nor the content contained at the third-party web sites. Links to third-party Web sites do not constitute an endorsement of those Web sites by UNDERWORDS.

UNDERWORDS does not guarantee the accuracy, completeness, usefulness or adequacy of any resources, information, apparatus, product or process accessed via such sites; and is not responsible and shall be held harmless by you for any errors or omissions in the resources or information accessed at or through UNDERWORDS Web Sites.

You acknowledge that your use of these linked sites is subject to different terms of use than these ToU, and may be subject to different privacy practices than those set forth in the Privacy Policy governing the UNDERWORDS Web Sites. If you are not satisfied with Web sites provided by third parties, you must contact the third parties directly. You further acknowledge and agree that UNDERWORDS and/or its directors, officers, and employees shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such Content, goods or services available on or through any such site or resource.

PRIVACY POLICY

UNDERWORDS is committed to respecting the privacy of our users. We want to provide a safe, secure user experience. This Privacy Statement sets forth the online data collection and usage policies and practices that apply to Underwords.com, and any other Web site owned, operated, licensed, or controlled by Underwords (unless a different privacy statement is specifically made applicable). By using a Underwords Web Site, you consent to the policies and practices described in this Statement.

Registration Data and other information that is personal to you and that you provide in the course of using a UNDERWORDS Web Site are subject to our Privacy Policy. This Registration Data and other information may be entered by you or by your company's Administrator. By use of a UNDERWORDS Web Site, you are consenting to UNDERWORDS and its business partners' use of any information collected by or transmitted to UNDERWORDS as set forth here below.

Disclosure of Information to Others

We do not sell, rent, share nor disclose to third parties your personal information, combined personal and demographic information, or information about your use of a Underwords Web Site (such as the areas you visit or the services you access). We may disclose specific information to our business partners and individuals we employ to perform functions on our behalf: examples may include hosting our Web servers and analyzing traffic data. However, these companies and individuals will only have access to part of your personal information as necessary to perform their functions, and they will not share that information with any other third-party.

Use of Information

We may use the information we gather on a Underwords Web Site, whether personal, demographic, collective or technical, for the purpose of operating and improving the Underwords Web Site and the products and services that we offer.

We may use the email address you provide through our newsletter subscription in order to send you communications regarding updates in the web features and in the availability of new books/Ebooks, or new editions of previous publications. The nature and frequency of these messages will vary depending upon the amount of information to provide (generally less than once per month).

Use of Cookies

Underwords may use "cookies" to help personalize your online experience at certain Underwords Web Sites. A cookie is a text file that is placed on your hard drive by a Web page server. Cookies are uniquely assigned to your computer, and can only be read by a Web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Underwords pages, or register for services at Underwords.com, a cookie helps us to recall your specific information such as preferences. Because of our use of cookies, we can deliver a more personalized site experience. When you return to the Underwords Web Site, the information you previously provided can be retrieved, so you can easily use the features that you customized.

You may have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline all cookies if you prefer. Alternatively, you may be able to modify your browser setting to notify you each time a cookie is tendered and permit you to accept or decline cookies on an individual basis. If you choose to decline cookies, however, that may hinder performance and negatively impact your experience on the Underwords Web Site.

Your data may be stored and processed in whole or in part of the United States and/or Canada. If you access a Underwords Web Site outside these countries, your usage of that site constitutes consent to the transfer of your data out of your country and to the United States and/or Canada.

If you have any questions about this Privacy Statement, the practices of a Underwords Web Site or your dealings with this site, please contact us at: